Find coverage in your area
Your life deserves your time.
Owning a home is a big deal. It's not just about having a place to live – it's about feeling secure, settled, and proud.


SmarterLiving is trusted by people like YOU.
4.4/5
Reviews
BBB A+
Rating
2M+
Plan Holders
1200+
Available Nationwide

What is a Home Protection Plan?
Owning a home is a big deal. It's not just about having a place to live - it's about feeling secure, settled & proud. Don't worry about repairs of major appliances & home systems.
Time Saving
Forget about painful house looking for repair people.
“24/7 online easy claim process.”
Predictability
Protect your budget & start dreaming of things to do with the ones you love.
“24/7 online easy claim process.”
Peace of mind
Don’t be bothered by life’s mishaps.
“24/7 online easy claim process.”
Home Protection Plans For You
Appliances Protection Plan
- Kitchen appliance breakdown coverage
- Laundry equipment protection
- Protection from internal mechanical defects
- Coverage for power surge–related appliance damage
- Replacement support for non-repairable units
Starting from
$14.99 CAD /month
Home System Protection Plan
- Heating, cooling, and ventilation systems coverage
- Electrical panels, wiring, and internal circuits
- Plumbing lines and water flow systems
- Water heater protection
- Structural system components essential for daily operation
Starting from
$59.99 CAD /month
Total Home Protection Plan
- Air Conditioning & Heating systems
- Ductwork & Plumbing
- Major Kitchen Appliances (Stove, Refrigerator, etc.)
- Washer & Dryer (Major laundry appliances)
- Smart Home Tech support and setup assistance
Starting From
$38.5 CAD /month
Appliances Protection Plan | Home System Protection Plan | Total Home Protection Plan | |
|---|---|---|---|
Home Appliances | |||
Washing Machine | |||
LED | |||
Heating System | |||
Ductwork | |||
Plumbing System | |||
Refrigerator | |||
Complete Protection | |||
Washing Machine | 5 Test | ||
Home Systems Coverage | |||
HVAC System Protection | |||
Air Conditioning Protection | |||
Plumbing System Protection | |||
Home System | |||
Electrical Wiring | |||
Electrical Panels | |||
Electrical Switches | |||
Water Heater | |||
Plumbing System |
How it works?

Get Covered
Under $2/day (That's less than a cappuccino)

Submit a claim
Under $2/day (That's less than a cappuccino)

Help is on the way
Under $2/day (That's less than a cappuccino)
AI-Powered Support
Ask anything about your Home Protection Plan or SmartLiving
Ready to get started?
Discover the difference of home warranties, made easy. Start protecting your home and appliances today. We're more than a home warranty company.

